Crypto via CoinGecko — free public API, refreshed every 60 seconds. Stocks & gold are simulated: Stooq's free feed shut down, so they move with the demo engine instead. No keys, no accounts.
On this Market tab, holdings and net worth are a simulated demo allocation so you can watch the terminal alive. Your real figures live on the My Wealth tab.
The what-if calculator compounds monthly at your chosen annual return. Straight math — past performance never guarantees future results.